Apparently a strong teacher’s union exists at the college level because unlike other employees, whose Social security and taxes, are automatically withheld, my college withheld $0 for those things. That leaves us with a big tax bill which we were not expecting.

There are several good things about this. One, we know about it in January, not April 15. Two, there are ways that we can afford to pay it. It won’t be fun, necessarily, but it is doable. Three, I have a job I could get taxed on.

Now that last is not something you really want. To build wealth you need to be investing and building your own business. Right now, though, I am working on getting out of debt. Too bad the government turned out to be one of my creditors when I wasn’t expecting it.